Deposits are insured by the FDIC up to $250,000 per depositor.

Deposits are insured by the FDIC up to $250,000 per depositor.

Choose from multiple options:
XXXX to XXXX
See available terms and rates

For Featured CD IRA, X.XX–X.XX%^adatext

No set terms — you choose when to redeem your account

For CD IRAs that mature before 12/05/24: At maturity, 7, 10, 13, 25 and 37 Month Featured CD IRA accounts will automatically renew into a Fixed Term CD IRA account with the same term length unless you make a change during the 7-day grace period. Today's APY of these Fixed Term CD IRA is 0.03%. Your rate will be determined at maturity.

For CD IRAs that mature on or after 12/05/24: At maturity, 7, 10, 13, 25 and 37 Month Featured CD IRAs will automatically renew into a 3 Month Flexible CD IRA at a lower interest rate unless you make a change during the 7-day grace period.

At any time

No additional deposits until maturity

A withdrawal from an IRA may be subject to federal tax (and possibly additional state and local taxes) if you are under age 59 ½. See Deposit Agreement and Disclosures and Deposit Rate Sheet for more detail about the penalty calculation.

An early withdrawal penalty applies to any withdrawal you request outside of the grace period, which begins on the maturity date of your IRA. If your account has not earned enough interest to cover an early withdrawal penalty, we deduct any interest first and take the remainder of the penalty from your principal. For more detail about the penalty calculation and how grace periods are determined, see Deposit Agreement and Disclosures and Deposit Rate Sheet. An early withdrawal from an IRA may also be subject to additional federal tax (and possibly additional state and local taxes) if you are under age 59 ½.