Increase Your Preferred Rewards with an Eligible Bank of America® Credit Card

Select a Bank of America^® credit card to see the benefits

Bank of America® Customized Cash Rewards

See how much you can earn: Calculate Rewards

Apply for a Bank of America Customized Cash Rewards Card.

Here's how your cash rewards annual earn is calculated:

Example using Online Shopping as the Choice category

Sample annual purchases	% Cash back	Cash back earned
$2,000 Online Shopping (choice category) x 3% cash back	x 3%	$60.00
$2,000 Grocery stores & wholesale clubs x 2% cash back	x 2%	$40.00
$8,000 All other purchases x 1% cash back	x 1%	$80.00
Estimated annual cash back total		$180.00

You'll earn 3% and 2% cash back on the first $2,500 in combined choice category/grocery store/wholesale club purchases each quarter, then earn 1%.

Bank of America^® Premium Rewards^®

See how much you can earn: Calculate Rewards

Apply for a Bank of America Premium Rewards Card.

Here's how your Premium Rewards annual earn is calculated:

Premium Rewards annual earn example

Sample annual purchases	Points per dollar	Points earned
$15,000 Travel & Dining x 2 points per dollar spent	x 2	30,000 points
$25,000 All other purchases x 1 points per dollar spent	x 1.5	37,500 points
Estimated annual points earned		67,500 points

Bank of America^® Premium Rewards^® Elite

See how much you can earn: Calculate Rewards

Apply for a Bank of America Premium Rewards Elite Card.

Here's how your Premium Rewards Elite annual earn is calculated:

Premium Rewards Elite annual earn example

Sample annual purchases	Points per dollar	Points earned
$30,000 Travel & Dining x 2 points per dollar spent	x 2	60,000 points
$20,000 All other purchases x 2 points per dollar spent	x 1.5	30,000 points
Estimated annual points earned		90,000 points

Preferred Rewards cash rewards bonus

Preferred Rewards tier	Preferred Rewards bonus percentage	Estimated annual cash back total	Result
GOLD TIER	25%	$180.00	$45.00
PLATINUM TIER	50%	$180.00	$90.00
PLATINUM HONORS and higher tiers	75%	$180.00	$135.00

GOLD TIER
25% X $180.00 =	$45.00
$180.00 + $45.00 =	$225.00
	cash back annually

PLATINUM TIER
50% X $180.00 =	$90.00
$180.00 + $90.00 =	$270.00
	cash back annually

PLATINUM HONORS and higher tiers
75% X $180.00 =	$135.00
$180.00 + $135.00 =	$315.00
	cash back annually

Total annual cash rewards

GOLD TIER

$225.00

PLATINUM TIER

$270.00

PLATINUM HONORS and higher tiers

$315.00

Your Preferred Rewards bonus for your tier is earned on every purchase you make, and can be tracked in Online Banking by expanding the transaction in your online statement.
For illustrative purposes only. Actual rewards earned will depend on individual purchases.

Learn more about the Bank of America^® Customized Cash Rewards card

Preferred Rewards cash rewards bonus

Preferred Rewards tier	Preferred Rewards bonus percentage	Estimated annual cash back total	Result
GOLD TIER	25%	$180.00	$45.00
PLATINUM TIER	50%	$180.00	$90.00
PLATINUM HONORS and higher tiers	75%	$180.00	$135.00

GOLD TIER
25% X $180.00 =	$45.00
$180.00 + $45.00 =	$225.00
	cash back

PLATINUM TIER
50% X $180.00 =	$90.00
$180.00 + $90.00 =	$270.00
	cash back

PLATINUM HONORS and higher tiers
75% X $180.00 =	$135.00
$180.00 + $135.00 =	$315.00
	cash back

Total annual cash rewards

GOLD TIER

$225.00

PLATINUM TIER

$270.00

PLATINUM HONORS and higher tiers

$315.00

Learn more about the Bank of America^® Unlimited Cash Rewards card

Preferred Rewards points bonus

Preferred Rewards tier	Preferred Rewards bonus percentage	Estimated annual points earned	Result
GOLD TIER	25%	18,000	4,500 points
PLATINUM TIER	50%	18,000	9,000 points
PLATINUM HONORS and higher tiers	75%	18,000	13,500 points

GOLD TIER
25% X 18,000 =	4,500 points
18,000 + 4,500 points =	22,500 points
	total points annually

PLATINUM TIER
50% X 18,000 =	9,000 points
18,000 + 9,000 points =	27,000 points
	total points annually

PLATINUM HONORS and higher tiers
75% X 18,000 =	13,500 points
18,000 + 13,500 points =	31,500 points
	total points annually

Total annual points

GOLD TIER

22,500 points

PLATINUM TIER

27,000 points

PLATINUM HONORS and higher tiers

31,500 points

Learn more about the Bank of America^® Travel Rewards card

Preferred Rewards points bonus

Preferred Rewards tier	Preferred Rewards bonus percentage	Estimated annual points earned	Result
GOLD TIER	25%	67,500	16,875 points
PLATINUM TIER	50%	67,500	33,759 points
PLATINUM HONORS and higher tiers	75%	67,500	50,625 points

GOLD TIER
25% X 67,500 =	16,875 points
67,500 + 16,875 points =	84,375 points
	total points annually

PLATINUM TIER
50% X 67,500 =	33,759 points
67,500 + 33,759 points =	101,250 points
	total points annually

PLATINUM HONORS and higher tiers
75% X 67,500 =	50,625 points
67,500 + 50,625 points =	118,125 points
	total points annually

Total annual points

GOLD TIER

84,375 points

PLATINUM TIER

101,250 points

PLATINUM HONORS and higher tiers

118,125 points

Your Preferred Rewards bonus for your tier is earned on every purchase you make, and can be tracked in Online Banking by expanding the transaction in your online statement. For illustrative purposes only. Actual rewards earned will depend on individual purchases.

Learn more about the Bank of America^® Premium Rewards^® card

Preferred Rewards points bonus

Preferred Rewards Elite tier	Preferred Rewards Elite bonus percentage	Estimated annual points earned	Result
GOLD TIER	25%	90,000	22,500 points
PLATINUM TIER	50%	90,000	45,000 points
PLATINUM HONORS and higher tiers	75%	90,000	67,500 points

GOLD TIER
25% X 90,000 =	22,500 points
90,000 + 22,500 points =	112,500 points
	total points annually

PLATINUM TIER
50% X 90,000 =	45,000 points
90,000 + 45,000 points =	135,000 points
	total points annually

PLATINUM HONORS and higher tiers
75% X 90,000 =	67,500 points
90,000 + 67,500 points =	157,500 points
	total points annually

Total annual points

GOLD TIER

112,500 points

PLATINUM TIER

135,000 points

PLATINUM HONORS and higher tiers

157,500 points

Learn more about the Bank of America^® Premium Rewards^® Elite card

Bank of America® Customized Cash Rewards

See how much you can earn: Calculate Rewards

Apply for a Bank of America Customized Cash Rewards Card.

Here's how your cash rewards annual earn is calculated:

Example using Online Shopping as the Choice category

Sample annual purchases	% Cash back	Cash back earned
$2,000 Online Shopping (choice category) x 3% cash back	x 3%	$60.00
$2,000 Grocery stores & wholesale clubs x 2% cash back	x 2%	$40.00
$8,000 All other purchases x 1% cash back	x 1%	$80.00
Estimated annual cash back total		$180.00

You'll earn 3% and 2% cash back on the first $2,500 in combined choice category/grocery store/wholesale club purchases each quarter, then earn 1%.

Preferred Rewards cash rewards bonus

Preferred Rewards tier	Preferred Rewards bonus percentage	Estimated annual cash back total	Result
GOLD TIER	25%	$180.00	$45.00
PLATINUM TIER	50%	$180.00	$90.00
PLATINUM HONORS and higher tiers	75%	$180.00	$135.00

GOLD TIER
25% X $180.00 =	$45.00
$180.00 + $45.00 =	$225.00
	cash back annually

PLATINUM TIER
50% X $180.00 =	$90.00
$180.00 + $90.00 =	$270.00
	cash back annually

PLATINUM HONORS and higher tiers
75% X $180.00 =	$135.00
$180.00 + $135.00 =	$315.00
	cash back annually

Total annual cash rewards

GOLD TIER

$225.00

PLATINUM TIER

$270.00

PLATINUM HONORS and higher tiers

$315.00

Learn more about the Bank of America^® Customized Cash Rewards card

Preferred Rewards cash rewards bonus

Preferred Rewards tier	Preferred Rewards bonus percentage	Estimated annual cash back total	Result
GOLD TIER	25%	$180.00	$45.00
PLATINUM TIER	50%	$180.00	$90.00
PLATINUM HONORS and higher tiers	75%	$180.00	$135.00

GOLD TIER
25% X $180.00 =	$45.00
$180.00 + $45.00 =	$225.00
	cash back

PLATINUM TIER
50% X $180.00 =	$90.00
$180.00 + $90.00 =	$270.00
	cash back

PLATINUM HONORS and higher tiers
75% X $180.00 =	$135.00
$180.00 + $135.00 =	$315.00
	cash back

Total annual cash rewards

GOLD TIER

$225.00

PLATINUM TIER

$270.00

PLATINUM HONORS and higher tiers

$315.00

Learn more about the Bank of America^® Unlimited Cash Rewards card

Preferred Rewards points bonus

Preferred Rewards tier	Preferred Rewards bonus percentage	Estimated annual points earned	Result
GOLD TIER	25%	18,000	4,500 points
PLATINUM TIER	50%	18,000	9,000 points
PLATINUM HONORS and higher tiers	75%	18,000	13,500 points

GOLD TIER
25% X 18,000 =	4,500 points
18,000 + 4,500 points =	22,500 points
	total points annually

PLATINUM TIER
50% X 18,000 =	9,000 points
18,000 + 9,000 points =	27,000 points
	total points annually

PLATINUM HONORS and higher tiers
75% X 18,000 =	13,500 points
18,000 + 13,500 points =	31,500 points
	total points annually

Total annual points

GOLD TIER

22,500 points

PLATINUM TIER

27,000 points

PLATINUM HONORS and higher tiers

31,500 points

Learn more about the Bank of America^® Travel Rewards card

Bank of America^® Premium Rewards^®

See how much you can earn: Calculate Rewards

Apply for a Bank of America Premium Rewards Card.

Here's how your Premium Rewards annual earn is calculated:

Premium Rewards annual earn example

Sample annual purchases	Points per dollar	Points earned
$15,000 Travel & Dining x 2 points per dollar spent	x 2	30,000 points
$25,000 All other purchases x 1 points per dollar spent	x 1.5	37,500 points
Estimated annual points earned		67,500 points

Preferred Rewards points bonus

Preferred Rewards tier	Preferred Rewards bonus percentage	Estimated annual points earned	Result
GOLD TIER	25%	67,500	16,875 points
PLATINUM TIER	50%	67,500	33,759 points
PLATINUM HONORS and higher tiers	75%	67,500	50,625 points

GOLD TIER
25% X 67,500 =	16,875 points
67,500 + 16,875 points =	84,375 points
	total points annually

PLATINUM TIER
50% X 67,500 =	33,759 points
67,500 + 33,759 points =	101,250 points
	total points annually

PLATINUM HONORS and higher tiers
75% X 67,500 =	50,625 points
67,500 + 50,625 points =	118,125 points
	total points annually

Total annual points

GOLD TIER

84,375 points

PLATINUM TIER

101,250 points

PLATINUM HONORS and higher tiers

118,125 points

Your Preferred Rewards bonus for your tier is earned on every purchase you make, and can be tracked in Online Banking by expanding the transaction in your online statement. For illustrative purposes only. Actual rewards earned will depend on individual purchases.

Learn more about the Bank of America^® Premium Rewards^® card

Bank of America^® Premium Rewards^® Elite

See how much you can earn: Calculate Rewards

Apply for a Bank of America Premium Rewards Elite Card.

Here's how your Premium Rewards Elite annual earn is calculated:

Premium Rewards Elite annual earn example

Sample annual purchases	Points per dollar	Points earned
$30,000 Travel & Dining x 2 points per dollar spent	x 2	60,000 points
$20,000 All other purchases x 2 points per dollar spent	x 1.5	30,000 points
Estimated annual points earned		90,000 points

Preferred Rewards points bonus

Preferred Rewards Elite tier	Preferred Rewards Elite bonus percentage	Estimated annual points earned	Result
GOLD TIER	25%	90,000	22,500 points
PLATINUM TIER	50%	90,000	45,000 points
PLATINUM HONORS and higher tiers	75%	90,000	67,500 points

GOLD TIER
25% X 90,000 =	22,500 points
90,000 + 22,500 points =	112,500 points
	total points annually

PLATINUM TIER
50% X 90,000 =	45,000 points
90,000 + 45,000 points =	135,000 points
	total points annually

PLATINUM HONORS and higher tiers
75% X 90,000 =	67,500 points
90,000 + 67,500 points =	157,500 points
	total points annually

Total annual points

GOLD TIER

112,500 points

PLATINUM TIER

135,000 points

PLATINUM HONORS and higher tiers

157,500 points

Learn more about the Bank of America^® Premium Rewards^® Elite card

Not enrolled in the Preferred Rewards program?

Learn more

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Unlimited Cash Rewards credit card	Apply for an unlimited cash rewards credit card.
Customized Cash Rewards credit card	Apply for a customized cash rewards credit card.
Travel Rewards credit card	Apply for a travel rewards credit card.
Premium Rewards credit card	Apply for a premium rewards credit card.
Premium Rewards Elite credit card	Apply for a premium rewards elite credit card.

See how much you can earn:
Unlimited Cash Rewards calculator
Customized Cash Rewards calculator
Travel Rewards calculator
Premium Rewards calculator
Premium Rewards Elite calculator

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Preferred Rewards FAQs

	$1,000/ month card purchases		12 months		$12,000 annual purchases total
	$12,000 annual purchases total		1.5% cash back earned per $1 spent		$180.00

$1,000 / month card purchases X 12 months	$12,000 annual purchases total
$12,000 annual purchases total X 1.5 points per dollar spent	18,000 annual purchases total

	$1,000/ month card purchases		12 months		$12,000 annual purchases total
	$12,000 annual purchases total		1.5 points per dollar spent		18,000 points

$1,000 / month card purchases X 12 months	$12,000 annual purchases total
$12,000 annual purchases amount X 1.5 points per dollar spent	$12,000 annual purchases total

	$1,000/ month card purchases		12 months		$12,000 annual purchases total
	$12,000 annual purchases total		1.5% cash back earned per $1 spent		$180.00

Increasing Credit Card Rewards with the Bank of America Preferred Rewards® program

Learn how Preferred Rewards can make your credit card rewards really add up

Preferred Rewards members can earn even more credit card rewards

Select a Bank of America® credit card to see the benefits

Bank of America® Customized Cash Rewards

Here's how your cash rewards annual earn is calculated:

Bank of America® Unlimited Cash Rewards

Here's how your cash rewards annual earn is calculated:

Bank of America® Travel Rewards

Here's how your travel rewards points are calculated:

Bank of America® Premium Rewards®

Here's how your Premium Rewards annual earn is calculated:

Bank of America® Premium Rewards® Elite

Here's how your Premium Rewards Elite annual earn is calculated:

Preferred Rewards cash rewards bonus

Total annual cash rewards

Preferred Rewards cash rewards bonus

Total annual cash rewards

Preferred Rewards points bonus

Total annual points

Preferred Rewards points bonus

Total annual points

Preferred Rewards points bonus

Total annual points

Bank of America® Customized Cash Rewards

Here's how your cash rewards annual earn is calculated:

Preferred Rewards cash rewards bonus

Total annual cash rewards

Bank of America® Unlimited Cash Rewards

Here's how your cash rewards annual earn is calculated:

Preferred Rewards cash rewards bonus

Total annual cash rewards

Bank of America® Travel Rewards

Here's how your travel rewards points are calculated:

Preferred Rewards points bonus

Total annual points

Bank of America® Premium Rewards®

Here's how your Premium Rewards annual earn is calculated:

Preferred Rewards points bonus

Total annual points

Bank of America® Premium Rewards® Elite

Here's how your Premium Rewards Elite annual earn is calculated:

Preferred Rewards points bonus

Total annual points

Not enrolled in the Preferred Rewards program?

Ready to apply?

See how much you can earn:

Card eligibility guidelines

Connect with us

Increasing Credit Card Rewards with the Bank of America Preferred Rewards^® program

Select a Bank of America^® credit card to see the benefits

Bank of America^® Unlimited Cash Rewards

Bank of America^® Travel Rewards

Bank of America^® Premium Rewards^®

Bank of America^® Premium Rewards^® Elite

Bank of America^® Unlimited Cash Rewards

Bank of America^® Travel Rewards

Bank of America^® Premium Rewards^®

Bank of America^® Premium Rewards^® Elite