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Student Banking
A path to financial independence
Ready to open your Bank of America Advantage Banking account?
If you have a Social Security number and are 18 years or older.
Want to compare all your options?
Find out more about Bank of America Advantage Banking
SafeBalance Banking®Bank of America Advantage
Plus Banking®
If you don't have a Social Security number or are not 18 years or older, come in and see us.
Schedule an appointmentAnswer a few questions to help us get you to the right place.
First, tell us your age:
Answer a few questions to help us get you to the right place.
Do you have a valid Social Security number?
Great! You can apply for your own account today! Let's confirm:
You're applying for Bank of America Advantage SafeBalance Banking®
- No monthly maintenance fee for accounts with an owner under 25
- Helps keep you from spending more than you have — no overdraft fees
- Digital banking in the palm of your hands - no paper check writing
Good news, you can start your application online!
- Based on your age, you must have a co-applicant who is 18 years of age or older to apply
- After applying, we may ask you to show proof of identification in one of our Financial Centers
You're applying for Bank of America Advantage SafeBalance Banking®
- All the essentials with flexible ways to pay
- No monthly maintenance fee for accounts with an owner under 25
- No overdraft fees - helps keep you from spending more than you have
Let's connect
We can help you open your account at a financial center
What to bring to your appointment
1. Government-issued photo ID
Ex: U.S. driver's license, state-issued ID card, U.S. Passport
2. One additional form of ID
Ex: student ID, work ID, credit/debit card from another bank, current vehicle registration, foreign driver's license
International student?
See accepted documents for U.S. visa holders
You must be able to provide both your foreign and local address, as well as your ITIN (Individual Tax Identification Number). You'll also need the following:
1. Proof of U.S. residency
Ex: U.S. government-issued ID, student/employer photo ID, current utility bill or rental agreement
(documents must show your name and U.S. physical address)
2. One primary photo ID
Ex: foreign passport (with or without passport visa), U.S. Non-Immigrant visa and Border Crossing Card-DSP-150, Canadian Citizenship card (with photo), Mexican, Guatemalan, Dominican or Colombian Consular ID (with photo)
3. One secondary ID
Ex. foreign or U.S. driver's license (with photo), student/employer ID (with photo), major debit or credit card with Visa® or Mastercard® logo, major retail credit card from a nationally well-known company, U.S. Department of State Diplomat ID
Lets connect
We can help you at one of our financial centers. You'll need a co-applicant over 18, like a parent or guardian.
What your parent/guardian should bring along
1. Government-issued photo ID
Ex: U.S. driver's license, state-issued ID card, U.S. passport
2. One additional form of ID
Ex: student ID, work ID, credit/debit card from another bank, current vehicle registration, foreign driver's license
3. Two forms of ID for you
International family?
See accepted documents for U.S. visa holders
Your parent/guardian must be able to provide both your foreign and local address, as well as your ITIN (Individual Tax Identification Number). They'll also need to bring the following:
1. Proof of U.S. residency
Ex: U.S. government-issued ID, student/employer photo ID, current utility bill or rental agreement(documents must show your name and U.S. physical address)
2. One primary photo ID
Ex: foreign passport (with or without passport visa), U.S. Non-Immigrant visa and Border Crossing Card-DSP-150, Canadian Citizenship card (with photo), Mexican, Guatemalan, Dominican or Colombian Consular ID (with photo)
3. One secondary ID
Ex. foreign or U.S. driver's license (with photo), student/employer ID (with photo), major debit or credit card with Visa® or Mastercard® logo, major retail credit card from a nationally well-known company, U.S. Department of State Diplomat ID
4. Two forms of ID for you
Lets connect
We can help you find the right account and walk you through applying at one of our financial centers. To open an account, you'll need a co-applicant over 18, like a parent or guardian.
What your parent/guardian should bring along
1. Government-issued photo ID
Ex: U.S. driver's license, state-issued ID card, U.S. passport
2. One additional form of ID
Ex: student ID, work ID, credit/debit card from another bank, current vehicle registration, foreign driver's license
3. Two forms of ID for you
International family?
See accepted documents for U.S. visa holders
Your parent/guardian must be able to provide both your foreign and local address, as well as your ITIN (Individual Tax Identification Number). They'll also need to bring the following:
1. Proof of U.S. residency
Ex: U.S. government-issued ID, student/employer photo ID, current utility bill or rental agreement(documents must show your name and U.S. physical address)
2. One primary photo ID
Ex: foreign passport (with or without passport visa), U.S. Non-Immigrant visa and Border Crossing Card-DSP-150, Canadian Citizenship card (with photo), Mexican, Guatemalan, Dominican or Colombian Consular ID (with photo)
3. One secondary ID
Ex. foreign or U.S. driver's license (with photo), student/employer ID (with photo), major debit or credit card with Visa® or Mastercard® logo, major retail credit card from a nationally well-known company, U.S. Department of State Diplomat ID
4. Two forms of ID for you
A great start for students and young adults
Bank of America Advantage SafeBalance Banking®
- Digital banking in the palm of your hands - no paper check writing
- Helps keep you from spending more than you have - no overdraft fees
No monthly maintenance fee each statement cycle that:
- An owner on the account is under the age of 25adatext
OR - Maintain a minimum daily balance of $500 or more in your account
OR - Are a member in our Preferred Rewards programadatext
Plus, we're there for you when you need us with thousands of financial centers and ATMs.
Learning more about money
Better Money Habits®
Ready to open a checking account?
What you need to succeed
No monthly feeadatext
No monthly maintenance fee for accounts with an owner under 25.
An award-winning mobile appadatext
Check your balance, send money instantly and more with the Bank of America mobile app.
Mobile check depositsadatext
Got a check from grandma? Skip the trip to the financial center and deposit it right from your phone.
$0 Liability guaranteeadatext
You’re not liable for unauthorized purchases on your card when you report them promptly.
Custom alertsadatext
Stay on top of your accounts and take action quickly with custom mobile app, text or email alerts.
Debit lock/unlockadatext
Lost card? No problem. Lock it in the mobile app, and easily unlock it when you’re ready.
What you need to succeed
No monthly feeadatext
No monthly maintenance fee for accounts with an owner under 25.
An award-winning mobile appadatext
Check your balance, send money instantly and more with the Bank of America mobile app.
Mobile check depositsadatext
Got a check from grandma? Skip the trip to the financial center and deposit it right from your phone.
$0 Liability guaranteeadatext
You’re not liable for unauthorized purchases on your card when you report them promptly.
Custom alertsadatext
Stay on top of your accounts and take action quickly with custom mobile app, text or email alerts.
Debit lock/unlockadatext
Lost card? No problem. Lock it in the mobile app, and easily unlock it when you’re ready.
Thousands of financial centers and ATMs
Thousands of financial centers and ATMs
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Investing with Merrill
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Everything you need to invest the way you wantadatextLearn about Investing with Merrill
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Studying abroad in the US?Studying abroad in the US?
Opening a U.S. bank account can help make life abroad a little easier. We can walk you through it step by step.
