Auto Loan Calculator & Car Payment Tool at Bank of America

Car price Enter $ amount. Price of car you want to buy

Trade-in value Enter $ amount. Trade in value of your current car

Amount owed on trade-in Enter $ amount. Amount owed on your trade-in

Down payment Enter $ amount. Down payment on your car

Cash rebate and incentives Enter $ amount. your cash rebate and incentives

Update total loan amount button

Car shop with confidence

Get prequalified^{Footnote
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No impact to your credit score

Search for cars that fit your price range

View your estimated loan terms

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Prequalification is a preliminary review with no impact to your credit score. Prequalification is not an application, and it is not a commitment to lend or a loan approval. Prequalification requires your written instructions for a consumer reporting agency to release your credit information to Bank of America. To obtain financing, you will need to submit a complete application including additional information that is subject to Bank of America standard underwriting guidelines and credit policies. Additional information that will be requested and reviewed in an application includes, but is not limited to, employment, housing expense, ability to repay, collateral, coapplicant information if applicable, and any other information required. Prequalification is only available for dealer purchase of new or used vehicles (not available for refinance or lease buy out loans).

Prequalification will only present amounts between $10,000 and $85,000.

Certain vehicle types may not be eligible for financing, for example Commercial vehicles like heavy-duty trucks (450/4500 series Trucks and vans). Additional terms and conditions may apply, such as vehicle make, age and mileage. Please visit our Frequently Asked Questions for additional information. Back to content
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