No, we don't. If you're seeking information about student loans, we recommend contacting your school's financial aid office. You may also want to review the articles and videos in the college section of the Better Money Habits website.
You can avoid interest charges on purchases entirely by paying off your balance in full each month. If that's not practical, paying more than the minimum due each month will minimize interest charges on your purchases. See how paying more than the minimum due can save you money.
The best way to manage your credit card spending is to create a budget and stick to it (be sure your budget includes setting aside a little each month for unexpected expenses). These 9 rules to help you use your credit card wisely from Better Money Habits can help you keep your credit card spending under control, too.